Visa Or MasterCard

master cardStart shopping for a new credit card, and you’ll quickly find that the vast majority carry the name Visa or MasterCard on them. The manner in which the MasterCard Standards apply to you depends upon your relationship with us. For the purposes of these Terms of Use, MasterCard Standards” means our rules (as published in the MasterCard Rules manual) and policies, along with our operating regulations, procedures, including manuals, guides and bulletins, as all of the foregoing may be amended from time to time.

Rewards percentages depend on the type of purchase made (5% for gas purchases at Gas Stations for up to the first $6,000 in gas purchases each year and 1% thereafter; 3% for dining purchases and travel purchases (excluding purchases at Sam’s Club Travel and other wholesale clubs) and 1% for all other Eligible Purchases).

It indicates the probability of default by a consumer on the basis of his or her repayment performance in the past 12 months and is an important factor that determines whether a lending institution will approve your loan or credit applications or not.

Qualifying purchases will automatically be placed on the appropriate promotional plan, however, if you wish to move your purchase to the regular revolving credit plan, please see the first billing statement reflecting your purchase for plan opt-out details.

Charge your fare to your Capital One credit card and you, your spouse and dependent children are insured against accidental loss of life or dismemberment for up to $250,000 while travelling on a common carrier (for example, a bus, cruise ship, plane or train).master card